Miyerkules, Marso 28, 2018
Experts recommend Tokoname Integrated Resort to governor
On Monday, the Aichi prefectural experts’ committee concluded its deliberations and formally recommended to Aichi Governor Hideaki Omura to invite bids to construct an IR on Chubu Airport Island in Tokoname city.
Governor Omura had established the experts’ committee last August to study the issue and report back to him.
The committee, chaired by Nagoya University Professor Tatsuaki Kuroda, firmly advised the governor to back the IR concept for Tokoname. Kuroda stated, “We need a variety of entertainment facilities, and it is important to transmit Aichi’s state-of-the-art technology to the world.” The report emphasizes that hosting an IR will boost the region’s international competitiveness.
For his part, Governor Omura continued to withhold a clear statement of his own position, but every one of his actions suggests that he is a proponent of an IR bid and will eventually make a public declaration to that effect. He appears to be waiting for the national IR legislation to be enacted before committing himself.
MICE facilities are already under construction at the potential IR location. The Aichi International Exhibition Center is being constructed with a US$320 million budget and a floor area of about 90,000 square meters. It is scheduled to open in September 2019.
Hack To the Future Tech Summit 2018
Manila - In celebration of their 10th anniversary, MyPhone, the first and leading Filipino mobile phone brand, in collaboration with Brown&Proud and Bbulletin, organized a two-day Tech Summit entitled HACK TO THE FUTURE 2018 last March 23 to 24, 2018 at the GREENSUN, Makati City.
It is poised to be “the most disruptive Tech Summit event” of the year, gathering speakers from the different branches of technology, focusing on the latest tech trends in Digital and Social Media, Technopreneurship, and Brand Innovation that can help Filipinos build a better Philippines. It featured various speakers, workshops, and exhibits that enriched everyone’s knowledge about technology today.
The First day of the Techsummit was attended by students from STI and other schools. The second day brought together attendees from barangays, cooperatives, organizations, professionals, community members, and Government Agencies to deepen their understanding of all things digital and how technology can aide to shape our future.
Kevin Tan, Vice President of MyPhone, did the opening speech. Afterwards, David Lim, President and CEO of MyPhone and Brown&Proud, gave a talk about Brand Pilipinas. He was then followed by Atty. Elena Sen Lim, Chairman Emeritus of the Solid Group Inc. (SGI). SGI established global brands in the Philippines such as Sony, Samsung, and Kia among others, and built Filipino Brands MyDestiny Cable and MyPhone.
David and Elena Lim shared how the Filipinos are capable of creating the most innovative products that can compete with the known global brands. They also introduced “BARKO1000” by Brown&Proud, a project aiming to promote at least a thousand startups every year and help them reach the global market.
Joining the line-up of speakers were ABS-CBN NoInk’s Digital Content and Marketing specialist Arbie Belmonte, and best-selling Filipino author of the social serye book and movie “Vince and Kath” Queen Elly. Jhonathan Howard talked about Artificial Intelligence (AI) and the role of A.I. play in shaping the future. A discussion and demonstration on “Robotics” by Warren Gonzaga and “Virtual Reality” by Christopher David of VR Philippines also excited the audience. Latest trends in technology such as artificial intelligence, virtual reality, digital marketing, animation, and film making were covered in the “#hack” talk by Mel Micah Catalon of Indigitous. Simultaneously, there were workshops for film making, and a hackathon where students’ skills are pushed to the limit to create the best of the best, by using the most advanced technology on their fingertips.
The topic of Digital Marketing and how to harness the power of Digital to benefit to the Community were discussed on the second day of the event. Successful Filipino business entrepreneurs such as Engr. Grace Nicolas, Founder of Tag Media, Mr. Robert Yupangco, President of Yupangco Holdings Corp., Dr. Elton See Tan, President of MTFI / E-hotels, Dean Jonathan Petalver of Brown&Proud Academy, Genesis Reonico of Digital Careers, Engr. Amelia S. Dean of Technology for Economic Development, Atty. Joceclle Batapa Sigue, Emmy Lou Versosa-Delfin of Startups, Laurene Tugaoen of SIPAG, Direk Alfredo Ongleo of FilmDream, Laurence Charles Salazar of NCCA’s Kultura App and Kristine Ricafort of Bbulletin each had their own knowledge and wisdom to share, Mr. Jay Jaboneta, the guy behind the yellow boat project and Chief Marketing Officer of Chibot, talked about “Experience Economy” and Elmer Robles, Phinclusion Inc’s Chief Technology Officer discussed the disruptive “Blockchain and Artificial Intelligence.”
Lastly, the most anticipated forum was discussed by Tintin Bersola-Babao, a respected TV anchor and Celebrity Entrepreneur. She talked about success stories of an entrepreneur through social media.
“If there is one thing you can mortgage out of the Filipinos, it’s their creativity. We could not defeat our competitors with hardware, but we can fight them with HEARTWARE. It’s our time to invade the world with our creative products,” shared David Lim.
The two-day event was hosted by Inyi Yruma, Marketing Head of MyPhone, and Devon Seron, the newest GMA-7 star. In between talks, prizes were given away to the tech summit participants sponsored by ZED, Smart, Talk n’ Text, HOOQ, SPEED magazine, David’s Salon, Aircast, NoInk, Globe, Zoomanity, ABS-CBN Publishing, ABS-CBN TV PLUS, Vitagreen-C, and YSA. The event’s media partners are Village Pipol, Aircast, Group of Five Creative Concepts Inc., and Tag Media. The event’s community partners are TECH4ED, SIPAG, and Do It Right. The event’s school partners are the Polytechnic University of the Philippines, University of Sto. Tomas, and the Brown&Proud Academy.
COLORMANILA CONQUERS LAOAG SAND DUNES WITH ITS SOLD OUT CM PARADISE RUN
UP NEXT CM GLITTER RUN IN DAGUPAN AND CM PARADISE RUN LAGUNA BOTH ON APRIL 8
REGISTRATION STILL ONGOING ATCOLORMANILA.COM
ColorManila does it again, at its sold out CM Paradise Run - Laoag leg.
26 March 2018 - LAOAG, ILOCOS NORTE -ColorManila, the country’s number one fun-run organizer, conquered Laoag’s Sand Dunes in Ilocos Norte, with its sold out CM Paradise Run, which took place last weekend.
The event was held in cooperation with Ilocos Norte’s 1st District Senior Board Member Ria Fariรฑas, who is a known fitness buff.
Prior to the sold-out event, Farinas was quoted as saying, “Thrilled that this is finally happening in Ilocos! Mark your calendars and start training with your family & friends for Colormanila’s Paradise Run at the Laoag Sand Dunes!”
ColorManila VP Justine Cordero says, “This is the first time that we brought ColorManila to Laoag, and we are very happy that this has become successful, we are also thankful to our local government unit partners. We are looking forward to doing more events here in Laoag.”
The CM Paradise Run - Laoag leg, gave the runners an early feel of a summer escape to the beach or to paradise, with the various color stations adorned with palm trees, hammocks and garlands, which only served as a perfect backdrop to their selfies with friends and family.
After the race, thousands of runners got to experience the freshest and newest mixes of the DJ’s at ColorManila’s trade mark CM Color Festival, where color powder was thrown in the air as the participants danced and grooved to the music of DJ’s on stage.
Atty. Karen Jimeno was one of those seen enjoying the run, and also on stage during the CM Color Festival.
ColorManila’s next Paradise Run will be held in Laguna on April 8, 2018, which will be held at Greenfield, its official venue partner.
It will have three (3) race distances, 3K, 5K and 10K. As for the kits, runners for both events can choose from the Deluxe Kit, Rockstar Kit and the Superstar Kit.
The Deluxe Kit, which is priced at P750, comes with a dri-fit shirt, sunglasses, race bib, color packet and a finisher’s medal.
While the Rockstar Kit, priced at P1,050, comes with a dri-fit shirt, sunglasses, race bib, color packet, finisher’s medal, drawstring bag and headwear.
Finally, the Superstar Kit, priced at P1,500, comes with a dri-fit shirt, sunglasses, race bib, color packet, finisher’s medal, drawstring bag, headwear and a finisher’s singlet.
ColorManila will also have its CM Glitter Run in Dagupan, co-presented by CSI Mall on April 8, 2018. Dagupan is also one of ColorManila’s biggest markets, with one of its events having a sold-out event with 3,000 runners previously.
It will have three (3) race distances as well, 3k, 5K and 10K, with 3 race kits to choose from, Deluxe, Rockstar and Superstar Kit.
The Deluxe Kit, priced at P950, comes with a drifit shirt, race bib, color packet, and a finisher’s medal.
The Rockstar Kit, priced at P1,500, comes with a drifit shirt, race bib, sunglasses, drawstring bag, headwear, color packet and a finisher’s medal.
While CM Glitter Run’s Superstar Kit, priced at P1,850, comes with a drifit shirt, race bib, sunglasses, two (2) drawstring bags, headwear, color packet, finisher’s medal and a foldable water bottle.
Registration is still ongoing for both the CM Paradise Run - Laguna leg and the CM Glitter Run Dagupan. For more information, visit www.colormanila.com.
***
ABOUT COLORMANILA:
ColorManila encourages everyone to run, and to illustrate to non-runners how enjoyable the sport is, we bring out the real fun in the ‘fun’ run, through a color festival. We are the paintbrushes, and You are the Paint. We carry the palette but You make your own Strokes. You become the human canvas, as we literally bring out your most energetic and happiest hue.
You are the Color, the human Canvas. You are the bits and pieces of this kaleidoscope. Because life is not a competition. Rather, it is a race where you run at your own pace, where you throw high-fives to people, where you carry all the colors of your experiences. We make this as the most exciting fun run ever, that you’d want to do it over and over again. We want to give you that unique kaleidoscope experience every time!
Visit www.colormanila.com for more information.
***
Media Contact:
Charmaine Cruz
PR for ColorManila
Mob. +63917-8001408
Email: sports@greatcampaigns.asia
Twitter: @char_cruz
--
Charmaine Cruz, MA
Int'l PR Specialist
Loc. Mob.: +63917-8001408
Regional HQ:
Suite 8-1 and 8-2, Level 8,
Menara CIMB, No. 1 Jalan Stesen Sentral 2,
Kuala Lumpur 50470, Malaysia
Winner, Best Sports Marketing Campaign, Asia Sports Industry Awards (SPIA), 2016
Linggo, Marso 25, 2018
Pinnacle Performance - Manila is with us this Women's Month
Pinnacle Performance delivers an unrivalled strength and conditioning environment geared to empower clients to achieve every level of performance. Pinnacle Hong Kong facilities average 60% women, Pinnacle Manila aims to do just empowering more women to achieve their Pinnacle.
In line with National Women's Month, Pinnacle will be highlighting one female member on their social media platform every week of March, started on March 8, International Women's Day. Each member will share their goal, whether sports - related or whether to get the best out of themselves in the fitness environment, and how they have been able to achieve it with Pinnacle. Through this, women are encouraged to share their own physical development goals by posting a photo or video of what they would like to achieve, Use #whatsyours and tag @pinnacleperformance to get a chance to win a 1- month FREE membership from Pinnacle Performance Manila.
Pinnacle #whatsyours not only empowers women to PLAN a goal, but also challenges them to PURSUE it. With individualized programming and expert coaching, the team at Pinnacle guide every step of achieving this goal and them being able to PERFORM.
PLAN PURSUE PERFORM
Visit @pinnacleperformance and join #whatsyours and learn more about Pinnacle Performance and how to become a member at https://pinnacleperformance.ph
Pinnacle Performance is located at Unit 3, 28th floor Centuria Medical Makati, Century City, Kalayaan Ave. cor. Salamanca St. Makati City.
Sabado, Marso 24, 2018
Innovative Breast Cancer Treatments at Asian Breast Center in Centuria Medical Makati
The Philippines has the highest breast cancer incident rate in Asia and the disease is still among the leading cause of cancer among women. Medical experts stress that breast cancer is a preventable and curable disease and it is worth noting that the number of cancer survivors is steadily increasing.
This can be attributed to advanced treatments that are becoming accessible to many people across the globe, as well as better awareness about the disease, and the practice of regular screening that helps detect cancer at an earlier and therefore, more curable stage.
“Early detection saves life. I found out that the treatment for breast cancer here in the Philippines is mostly taking out the whole breast. In the US, it is the opposite. About 90% of the treatment entails preserving the breast through breast conserving therapy,” said Dr. San Agustin, President and CEO of Asian Breast Cancer.
In breast conserving therapy, the specialist radiates the breast where the cancer is. The patient will receive a total of 33 treatments that will be given once for five days. This normally takes six and a half weeks. A booster may be given to the patient after the treatment.
“A lot of surgeons are recommending thorough mastectomy. This may have been influenced by the false notion that the more you take out (the breast), the more likely you will be cured That’s not the truth. In a cellular biology, there are a lot of factors to consider why a cancer cell grows back and which area it will likely to grow in or why does it does not grow at all, There have been several cases showing that taking out the entire breast does not guarantee that the cancer will not grow back in or near the areas,” Dr. San Agustin shares.
Asian Breast Center will also offer the latest breast cancer therapy for early stages. One of these is the Intraoperative Radiation Therapy, an advanced breast cancer treatment for stage 0 to 1. Unlike other radiation therapies that radiates the whole breast, IORT targets mainly the specific area where the cancer is.
“What we do is, we put the patient to sleep. We put this device to the cavity. We radiate it. And then wait for 30 minutes. After taking out the device, we can send the patient home and she can perform her daily tasks. It’s as easy and fast as that. And it’s very effective and cost-efficient,” he said.
“One out of eight women in the US develop breast cancer while here in the Philippines, it’s one out of four. In the US, only 10% die from breast cancer while 50% dies of the disease in our country. Hundred percent of them gets treated in the US while 70% dies without treatment here,” said. Dr. San Agustin
While advance treatments are available in many countries, there are still a lot of cancer patients in the Philippines who don’t have an access to it. When you couple this with the misconceptions toward the disease, many opt to just have their entire breasts removed feeling that theyhave no other option at all. This has prompted Dr. San Agustin to set up Asian Breast Center at Centuria Medical Makati, where facilities are at par with the best in the world.
Asian Breast Center will be the country’s first freestanding ambulatory cancer care unit for profit-for-charity, dedicated to the comprehensive treatment and management of breast diseases.
“The doctors at this center are established names who work for top hospitals in the United States, and like me, they believe in giving more options to people suffering from this illness,” he adds.
Dr. Norman San Agustin, himself is a fellow of the American College of Surgeons, and founder and president of Morristown Surgical Associates, one of the top medical institutions in the US.
“If I put up a clinic here and it’s for charity, how many patients will I get to see in a day, in a month, in a year? Surely, a lot. What we develop here in Asian Breast Cancer is a different form of Profit-for-Charity. All the money that we will make—the profit—will go to a foundation that supports awareness and advance breast cancer treatments,” he shares.
It is not exactly known how one gets breast cancer. However, there are risk factors that should be considered. These include: age (the chances of breast cancer increase as you get older); family history; personal history (if you have been diagnosed with breast cancer before or certain benign breast conditions); menstruation (women who started their menstrual cycle at a younger age (before 12 yrs old) or went through menopause after 55 yrs. Old; having dense breast tissue, as documented in a mammogram; having no child or having the first child after 30 yrs old; being overweight; using oral contraceptives for the past 10 years; and using combined hormone therapy after menopause.
Asian Breast Center is now open to give you the best possible treatment to your breast C problem. Their center is located at the Centuria Medical Makati, a one-stop, outpatient medical-IT facility at Century City in Makati. Centuria houses more than 700 clinics. It provides an efficient clinic environment for doctors and an equally hassle-free patient-centered services to all its guests and patients.
For more information, visit http://www.centuriamedical.com.ph/contact/ or contact (+63) 793-8606. You may also email ask@centuriamedical.com.ph.
This can be attributed to advanced treatments that are becoming accessible to many people across the globe, as well as better awareness about the disease, and the practice of regular screening that helps detect cancer at an earlier and therefore, more curable stage.
Innovative Breast Cancer Treatments
Asian Breast Center at Centuria Medical Makati offers not only innovative breast cancer therapies but also consultation and various aids to prevent breast cancer.“Early detection saves life. I found out that the treatment for breast cancer here in the Philippines is mostly taking out the whole breast. In the US, it is the opposite. About 90% of the treatment entails preserving the breast through breast conserving therapy,” said Dr. San Agustin, President and CEO of Asian Breast Cancer.
In breast conserving therapy, the specialist radiates the breast where the cancer is. The patient will receive a total of 33 treatments that will be given once for five days. This normally takes six and a half weeks. A booster may be given to the patient after the treatment.
“A lot of surgeons are recommending thorough mastectomy. This may have been influenced by the false notion that the more you take out (the breast), the more likely you will be cured That’s not the truth. In a cellular biology, there are a lot of factors to consider why a cancer cell grows back and which area it will likely to grow in or why does it does not grow at all, There have been several cases showing that taking out the entire breast does not guarantee that the cancer will not grow back in or near the areas,” Dr. San Agustin shares.
Asian Breast Center will also offer the latest breast cancer therapy for early stages. One of these is the Intraoperative Radiation Therapy, an advanced breast cancer treatment for stage 0 to 1. Unlike other radiation therapies that radiates the whole breast, IORT targets mainly the specific area where the cancer is.
“What we do is, we put the patient to sleep. We put this device to the cavity. We radiate it. And then wait for 30 minutes. After taking out the device, we can send the patient home and she can perform her daily tasks. It’s as easy and fast as that. And it’s very effective and cost-efficient,” he said.
“One out of eight women in the US develop breast cancer while here in the Philippines, it’s one out of four. In the US, only 10% die from breast cancer while 50% dies of the disease in our country. Hundred percent of them gets treated in the US while 70% dies without treatment here,” said. Dr. San Agustin
While advance treatments are available in many countries, there are still a lot of cancer patients in the Philippines who don’t have an access to it. When you couple this with the misconceptions toward the disease, many opt to just have their entire breasts removed feeling that theyhave no other option at all. This has prompted Dr. San Agustin to set up Asian Breast Center at Centuria Medical Makati, where facilities are at par with the best in the world.
Asian Breast Center will be the country’s first freestanding ambulatory cancer care unit for profit-for-charity, dedicated to the comprehensive treatment and management of breast diseases.
“The doctors at this center are established names who work for top hospitals in the United States, and like me, they believe in giving more options to people suffering from this illness,” he adds.
Dr. Norman San Agustin, himself is a fellow of the American College of Surgeons, and founder and president of Morristown Surgical Associates, one of the top medical institutions in the US.
“If I put up a clinic here and it’s for charity, how many patients will I get to see in a day, in a month, in a year? Surely, a lot. What we develop here in Asian Breast Cancer is a different form of Profit-for-Charity. All the money that we will make—the profit—will go to a foundation that supports awareness and advance breast cancer treatments,” he shares.
“Our vision is to help everybody, not just the poor. We provide the same care and treatment to everyone – no matter who they are or what country they came from. We have very good physicians in the Philippines but we lack the place that provides cutting-edge technology and facilities. And that’s what we provide here.”
Breast Cancer in the Philippines
There are several types of breast cancer. Among the common types are ductal carcinoma in situ, the most common type of noninvasive breast cancer, where cancer has not spread yet and usually has a very high cure rate; the invasive ductal carcinoma, which starts in a duct of the breast and grows into the surrounding tissue; the invasive lobular carcinoma, which starts in the glands of the breast that produce milk; and the inflammatory breast cancer, wich makes the skin of the breast appear red and feel warm (giving it the appearance of an infection).It is not exactly known how one gets breast cancer. However, there are risk factors that should be considered. These include: age (the chances of breast cancer increase as you get older); family history; personal history (if you have been diagnosed with breast cancer before or certain benign breast conditions); menstruation (women who started their menstrual cycle at a younger age (before 12 yrs old) or went through menopause after 55 yrs. Old; having dense breast tissue, as documented in a mammogram; having no child or having the first child after 30 yrs old; being overweight; using oral contraceptives for the past 10 years; and using combined hormone therapy after menopause.
Asian Breast Center is now open to give you the best possible treatment to your breast C problem. Their center is located at the Centuria Medical Makati, a one-stop, outpatient medical-IT facility at Century City in Makati. Centuria houses more than 700 clinics. It provides an efficient clinic environment for doctors and an equally hassle-free patient-centered services to all its guests and patients.
For more information, visit http://www.centuriamedical.com.ph/contact/ or contact (+63) 793-8606. You may also email ask@centuriamedical.com.ph.
Biyernes, Marso 23, 2018
TGFI Calls for Financial Literacy Revolution At Financial Literacy Summit Manila 2018
Manila, Philippines - A target number of 2000 individuals will be attending The Global Filipino Investors’ 4th big event, Financial Literacy Summit Manila 2018, this April 7 & 8 at the SMX Mall of Asia Convention Center, Pasay City. The summit will highlight the trends and innovative strategies on how to be successful in making investments, building an online business, entrepreneurship, and real estate through the 4 breakout sessions and more than 20 speakers who have made a big name in their respective industries.
The theme for this year’s event is“Financial Literacy Revolution”.
Financial literacy is important to be instilled in every Filipino because it does a lot of wonders in their lives. It gives them the power to understand their financial situation so that they can think critically and utilize money wisely. This is crucial to help people save enough to provide adequate income in retirement. How comfortable and secure it must be if every Filipino family is free from debt, insured, and can provide enough for their needs?
TGFI believes that this vision will become a reality.
Founded by a diverse and passionate group of Pinoy investors and entrepreneurs in the different parts of the world, The Global Filipino Investors is in a quest to break the endless cycle of Filipinos mismanaging their wealth or entering wrong investments due to the misgivings of a lack of proper financial education program in the country --- a consequence that often leads to broken dreams and broken families. Today, the group has over 200,000 community members (and growing) in more than 12 countries.
Day 1 of the summit will start with inspirational talks during the plenary session. In the breakout sessions, attendees are encouraged to design their own journey by choosing one track per day. Participants can choose between the Investment Revolution and Real Estate Revolution on the first day, and between Digital Revolution and Entrepreneurship Revolution on the last day. Each track consists of topics that will allow the participants to gain advanced knowledge on how to earn profitably and be successful in different industries.
Aside from the plenary and breakout sessions, there will be an area where participants can explore and interact with various businesses through more than 30 booths on display, so that they would apply what they learned from the sessions and bring them to the right place where they can invest without experiencing the high-pressure selling environment. There are prizes to be given away to lucky attendees as well.
For tickets and inquiries, you can visit the event website events.tgfiph.com or contact TGFI through these numbers 2188815/ 0949-889-2086/09568665399 and email address info@tgfi.co
TGFI STORY
After getting himself financially in troublspending 70% of his monthly salary for a luxury watch, finding himself bankrupt due to multiple credit card debts and more—Floi Wycoco, TGFI’s founder, capitalized on his unfortunate experience and found the inspiration to break the endless cycle of Filipinos mismanaging their wealth; preventing them from entering the wrong investments due to the lack of proper financial education programs in the country.
Floi Wycoco had 8 jobs before finding the career he always wanted. He was with several telecommunication companies and was also a manager at an insurance company prior to TGFI. Not only that, Floi was once one an Overseas Filipino Worker in Singapore where he worked for two years. During that time, Floi was living from paycheck to paycheck, working hard to earn a lot and spending all of it. Eventually, he found himself in deep amount of debt to the point of bankruptcy. Floi decided he needed a change in the way he lived his life.
In 2012, Floi shared his experiences and ideas with Magellan Fetalino and Dr. Khristian Santos. United by their advocacy, they started their own company and social media platform, The Global Filipino Investors, which initially had only around a thousand members.
For the past 5 years, the group has been advocating financial literacy through digital media and regular meet-ups among members in their respective country of residence. Communities have been formed in Singapore, Hong Kong, South Korea, Brunei, Greece, Australia, Manila, Cebu, to name a few. TGFI’s methods and advocacy gained the recognition of multiple business and financial organizations like COL Financial, different Philippine Embassies, AFFI, Money Summit, as well as media groups in the Philippines like ANC – On the Money and CNN Philippines.
Today, the group has over 90,000 members (and growing) and has formed communities in more than 10 countries. Barely 1% of the total population, their journey for a financially literate Philippines is just beginning.
Over the years, investing has been made more available to Filipinos. Through financial literacy seminars and Facebook groups focused on money matters, more people are taking interest in their finances. Take a quick look at personal finance blogs and Facebook groups and you will see that more of our kababayans are asking the important questions.
How can I start investing? What kind of insurance should I get? What are the best stocks to buy?
The Global Filipino Investors (TGFI) Facebook group is one of the best avenues to talk about money matters. From how to apply for a stock investing account to the basics of getting life insurance, the 55,000-strong community is more than willing to welcome anyone willing to learn – beginner and expert alike.
Moneymax.ph caught up with TGFI founder, Floi Wycoco, to share his story on why he started the TGFI Facebook group and TGFIWeb Academy and why he hopes every Filipino will start investing – one of his core pillars to being financially free.
Have you always been interested in personal finance?
No. When I was a fresh grad with my first job, I was an impulsive spender. The first thing I did with my first salary was to take my friends out and treat them all. On the next paycheck, I went to the casino and gambled everything. Instead of the Filipino tradition of giving a portion of my income to my parents, I kept everything to myself, and that mindset continued for the next five years, so no, during my younger years, I wasn’t into personal finance.
What changed your mindset?
One day when I checked my ATM, I saw that my balance was zero. Someone pretending to be a police even went to my home to collect payments for my credit card debt. It was then that I realized I needed to do something, so I decided to look for a job with a higher pay. That started my life as an OFW in Singapore. Sadly, my lifestyle continued. The first time I received my paycheck, I bought a Php 70,000 watch. The extravagant spending continued on for 6 months, and by that time, I racked up seven digits’ worth of credit card debt.
One day when I checked my ATM, I saw that my balance was zero. Someone pretending to be a police even went to my home to collect payments for my credit card debt. It was then that I realized I needed to do something, so I decided to look for a job with a higher pay. That started my life as an OFW in Singapore. Sadly, my lifestyle continued. The first time I received my paycheck, I bought a Php 70,000 watch. The extravagant spending continued on for 6 months, and by that time, I racked up seven digits’ worth of credit card debt.
Then, I was invited to a financial literacy seminar, and that’s when I realized things needed to change. I’d been working for five years, but nothing was happening – walang direksyon buhay ko. Despite my six-figure salary, I was still in debt. My wedding was also in the following month. With the seminar, I realized I needed to start budgeting and investing.
The first step is education, and that’s when I realized I needed to share my stories sa mga kapwa kababayan.
How did you start investing?
BeforeI Istarted investing, I used a 5-step ladder system. This system helped me prepare for investing.
BeforeI Istarted investing, I used a 5-step ladder system. This system helped me prepare for investing.
That continued during my stay in Singapore as an OFW, naging adik ako sa saving at investing. By age 25, I invested in mutual funds, stocks, and real estate. I didn’t do them all at once, but I went one by one. I started with Php 5,000 in each investment, and when my Php 5,000 started to grow, I started putting in Php 20,000 and then Php 30,000.
How are your investments today after five years?
My mutual funds have a 20% annual return on investment (ROI) while my stocks are in the 30-40% range for annual ROI.
My mutual funds have a 20% annual return on investment (ROI) while my stocks are in the 30-40% range for annual ROI.
How do you pick which and where to invest in? Do you have an investment strategy?
For beginners, my best advice would be to follow and master the 5-step ladder system. All those five steps teach you the importance of discipline when it comes to your money, and this discipline translates to dealing with your investments.
For beginners, my best advice would be to follow and master the 5-step ladder system. All those five steps teach you the importance of discipline when it comes to your money, and this discipline translates to dealing with your investments.
When you invest in stocks and the market drops, you won’t panic and sell your holdings in a snap. Because of the discipline you practiced when you were paying down debt or growing your emergency fund, you are emotionally and financially secure enough to wait it out until the market improves. Personally, when the market drops, I take the opportunity to buy more stocks at much lower prices.
Aside from the 5-step ladder process, do you practice any other strategies?Learning is very important to me, and this is one of the reasons why I started The Global Filipino Investors (TGFI) group.
If it weren’t for the seminar I attended, I probably would’ve never started improving my finances. The first step is education, and that’s when I realized I needed to share my stories sa mga kapwa kababayan. I searched for groups on stocks and investing, but the ones I found were centered on business and entrepreneurship. That’s when I started TGFI.
TGFI allows people to come in, ask questions, exchange ideas, and share their experiences. The members of the group include the country’s top personal finance professionals, so that adds a touch of reliability to the community. Aside from the Facebook group, there’s also the TGFIWeb Academy we produce webinars and seminars to reach more Filipinos.
What personal finance quote do you live by?
“It’s not about how much you earn, but how much you save.”
Final thoughts
The discipline you need in saving and budgeting trickles down to other areas in your life – investing included. You need discipline when you allocate a portion of your income to your investments, when you stay put when your investments lose value, and even when you feel the itch to withdraw your gains instead of waiting it out. We hope Floi’s story gives you the inspiration to start investing. If Floi was able to get out of seven-figure debt and invest, then any Filipino can find financial freedom as well.
Realizing the need to promote financial literacy in the Philippines, a group of young Filipino investors established The Global Filipino Investors (TGFI) through social media. TGFI aims to inspire a generation of financially savvy Filipinos. Our mission is to help Filipinos worldwide gain financial knowledge, understand available investment options for them to grow their money and achieve financial freedom.
We’re sparking a movement toward financial literacy, and we’d like to help the country’s economy by encouraging fellow Filipinos to invest. At the moment, TGFI holds seminars and webinars in various locations in and out of the country to spread the investment bug and maintains an active Facebook group to provide a forum for its members. Our TGFI Web site was launched to offer financial insights and share market information and analyses to Filipino investors.
We’re sparking a movement toward financial literacy, and we’d like to help the country’s economy by encouraging fellow Filipinos to invest. At the moment, TGFI holds seminars and webinars in various locations in and out of the country to spread the investment bug and maintains an active Facebook group to provide a forum for its members. Our TGFI Web site was launched to offer financial insights and share market information and analyses to Filipino investors.
Martes, Marso 20, 2018
The Natural Way To Feel More Empowered As A Woman
From being a household queen to boardroom’s rockstar, women run on very hectic and active schedules everyday. So imagine the strength they have to withstand the daily grinds, not to mention the stress and pressure they have to endure just to fulfill the duties bestowed upon them.
Nevertheless, they’re no “Wonder Woman” at all, nor our very own heroine “Darna” so as not to feel exhausted and tired from chores or work. They’re also humans, who need to pause for a break from being the jack-of-all-trades.
This March—declared as International Women’s Month—is the best time to celebrate their power and influence with the gift of beauty and wellness that they truly deserve. What a better way to have it than a rosy, bouncy and shiny hair to begin with.
Because it is the mane that a person is mainly looked upon, it’s a conscious effort for everyone, especially women, to make it pleasant to gaze at. So a regular bottled shampoo and conditioner, plus treatment are, more often than not, the solutions to turn to, regardless of the bad effects they may cause.
Some of the harmful chemicals they contain are too much to handle, especially by as fragile as a hair follicle. Their main damage being mane breakage is hard to manage. Tricky it is to treat the resulting tress that’s less weak and elastic. Though negligible, other repercussions—allergic reaction and scalp irritation—also need keen attention and urgent solution.
Where else do women usually turn to for remedy than a beauty salon. After a pampering sesh, they may opt to avail any of their formulated solution for upkeep. For optimum results, it’s best to combine it with NOVUHAIR 3-in-1 pack to promote robust locks and scalp.
NOVUHAIR is the only tress growth product in the market containing 19 natural herbs, essential oils and co-factor nutrients working synergistically to help remedy mane problems from growth to vanishing. It deeply penetrates to help rejuvenate, nourish, maintain moisture in the scalp and hair, and improve the overall appearance of the tress. Lastly, it’s an effective and safe solution to arrest hair loss.
So come and celebrate womanhood at your favorite salon anytime this month. Much better if you can make it regularly to bond with your sisters or amigas over a hair spa or treatment. After all, your crowning glory deserves a second look.
Feel more empowered as a woman – take advantage of this limited offer from Lazada. OrderNOVUHAIR 3-in-1 pack online from Lazada, get one (1) box of NOVUSKIN LIFT with 30 anti-aging tablets worth P2,970 for FREE
For inquiries, call 413-6570 or 0922-8830575, visit NOVUHAIR Facebook Page (Novuhair Official) or website at www.novuhair.com.
Mag-subscribe sa:
Mga Komento (Atom)
























